Expert Q&A: Silencing Credit Card Sales Calls
I must say that I’m curious about the rudeness. Do the callers become irate when you say, “Thanks, but I’m not interested in another credit card?” Do they insult and swear at you? I’m not saying they don’t, just that it’s an interesting conversation to think about.Before I explain how to stop the solicitations (there are a couple pretty simple ways), I’d like to take a moment to consider the people on the other end of the receiver. Let’s face it, telemarketers have a job to do, which is to inspire (or pressure) you to buy what the company they’re working for is selling. In your case, apparently, a credit card. Annoying? Oh yeah. Nobody wants to be bugged at home with constant pitches, but I can’t help but empathize with the people in their position. In this tough economy, where jobs are scarce, they’re doing what it takes to make a living. Getting constantly hanged up on and yelled at — which I’m sure is quite common — must be pretty awful. That may explain their grumpiness.
That said, you don’t want the calls to continue and I don’t blame you — especially if the company representatives are ill-mannered. Thankfully, there is a very simple way to end this game and that’s by adding your name to the National Do Not Call Registry. This service was set up by the Federal Trade Commission and once you place your land line and mobile telephone numbers on the registry, solicitors will no longer be able to contact you over the phone.
You can do so by calling 1-888-382-1222, or online via this website: donotcall.gov . It’s fast and free. Mind that it won’t stop all of the calls, but most. For example, companies that you do business with now can still get through, as well as those that have tax exempt status, such as charities.
If, for some reason, you would rather not put your personal information on the national registry, also know that you can simply ask the company that’s calling to remove you from their sales list. The Federal Communication Commission’s rules state that they must honor your request to not call again. The company must also maintain a record of your request, and the ban will be in effect for five years. After that time frame is up, you may renew it as many times as you like.
Now, on to why they are calling. It’s because you’re kind of awesome, Ron! You borrowed money from a financial institution and repaid the loan responsibly. Because of that, other banks and credit issuers believe that you’re a super attractive candidate for their products. Being upset about the attention reminds me of someone who spent a lot of time and energy getting into amazing physical shape. They’re going to get all sorts of looks — some from people they’d like to attract, as well as from others they’d prefer to avoid.
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Organizers set up cooling centers, served extra water, and shortened the route in the afternoon as medical tents began filling up, Turcotte said. Massachusetts Bay Commuter Railroad Co. trains on the Framingham/Worcester line were experiencing
This service was set up by the Federal Trade Commission and once you place your land line and mobile telephone numbers on the registry, solicitors will no longer be able to contact you over the phone. You can do so by calling 1-888-382-1222,
In addition, the Port Board gave Jacoby the go-ahead to obtain a line of credit from North Valley Bank to pay for repairs to EastPointe Drive this year. Jacoby said he could get up to $400000 at 5.25 percent interest on a four-year term, but he likely
Florida Power and Light (FPL) would retain their old corridor inside the park and it would be up to FPL to try and get their massive powerlines permitted. Just about impossible since the 1989 Everglades National Park Protection and Expansion Act
ADB has committed to providing around US$100 million credit to set up a sub-station and lay overhead electricity transmission lines on the Bangladesh side for import of power. Bangladesh has already contracted out the task of installing overhead
The Energy Business – India Energy News, Nuclear Energy News ...
The power purchase agreement (PPA) to import electricity from India will be signed in September next, said Bangladesh finance minister AMA Muhith. State owned Bangladesh Power Development Board (BPDB) will sign the PPA with Indian NTPC Vidyut Vyapar Nigam (NVVN) to import initially around 250 megawatt (mw) of electricity to ease the country’s nagging electricity crisis.
The cabinet committee on economic affairs chaired by the finance minister, however, did not approve signing of the PPA on Wednesday. “We have sent it back to re-examine some clauses of the draft PPA,” Muhith told newsmen after the meeting.
He said the termination clause of the PPA needs to be revised. As per the draft PPA, the duration for import of 250 mw electricity from Indian open market will be 25 years after signing of the agreement.”But we may not have requirement of electricity import for long 25 years,” said the finance minister.The draft deal has also provision for Bangladesh to export power to India too, if required in future.
Electricity tariff would be fixed as per the Indian central energy regulatory commission. Currently a single unit electricity cost in India is between Indian rupee 2.8789 and 2.9426 from Kahalgoan and Farakka plants respectively. Transmission charge and loss of electricity will be added with the costs.
A memorandum of understanding (MoU) over import of electricity from India was signed between Bangladesh and India during Prime Minister Sheikh Hasina’s visit to Delhi in January, 2010. The non-signing of the PPA is, however, delaying disbursement of loan by project financier Asian Development Bank (ADB).
The Manila-based multilateral donor agency has put on hold the release of its promised fund due to delay in signing the PPA. ADB has committed to providing around US$100 million credit to set up a sub-station and lay overhead electricity transmission lines on the Bangladesh side for import of power. Bangladesh has already contracted out the task of installing overhead transmission line and setting up a power sub-station to Spanish Cobra and German Siemens respectively.
Under the contract, Siemens is to build the sub-station under a project worth US $107 million and Cobra Instalaciones Y Servicios SA is assigned with the task of laying the electricity transmission line for the project at a cost of around US $15 million.
Bangladesh will also set to bear some expenditure to implement both the projects to import electricity from India. Spanish Cobra has been given the responsibility to construct a double-circuit (DC) overhead 40 km long 400-kilovolt (kv) transmission line from Bangram on the India-Bangladesh border up to Bheramara in Bangladesh.
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